Korean Banks See H2 Rate Hike, Urge Cash Buffers and Diversification

Banking experts in Seoul said the Bank of Korea could raise its benchmark interest rate in the second half of this year. They advised investors to prepare for a rising-rate environment by securing cash-like assets and building diversified portfolios rather than concentrating on a single asset class. A rate increase could affect deposit and loan rates as well as broader investment decisions across asset markets, making liquidity management and portfolio reviews important. Experts emphasized stable fund management over excessive risk-taking amid possible market volatility. Source: yna.co.kr