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透支型信用贷款余额创3年4个月新高，散户追涨借钱入市
发布: · 来源: yna.co.kr
一句$话总结: 韩国股市走强之际，个人投资者为筹措投资资金使用透支型信用额度贷款，推动五大商业银行相关余额升至3年4个月以来最高水平。
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在韩国股市保持活跃的背景下，个人投资者为避免错过上涨行情，开始更多使用被称为“负数存折”的信用额度贷款，主要商业银行相关余额明显增加。据韩联社报道，五大银行的透支型信用贷款余额创下3年4个月以来最大规模。这显示出在股市向好之际，个人投资者对投资资金的需求正在扩大。信用额度贷款可在既定额度内按需借款，因此容易被用作投资备用资金。不过，通过贷款扩大投资，一旦市场波动加大，可能会转化为个人投资者的负担。来源: yna.co.kr
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